Apheresa

Apheresa Ltd

Personal finance software for money that crosses borders.

Apheresa is a software company in the United Kingdom. Our first product is IPFA: one private ledger for every account, loan and investment you hold, in any currency.

IPFA

One ledger for a life lived in many currencies.

A desktop personal finance app for people whose money crosses borders: accounts, loans, savings and investments in any currency, tracked together in a single encrypted file that never leaves your computer.

In development at Apheresa, for macOS and Windows.

Household.fmgr · base GBP August 2026
Date Description Amount
03 Aug Berlin flatRent, Warmmiete −1,240.00EUR
04 Aug Cash ISADeposit · allowance 41% used +1,650.00GBP
05 Aug Toronto mortgagePayment 141 of 300 · interest 611.09 −1,812.44CAD
06 Aug ASB savingsMonthly saving +500.00MYR
07 Aug Murabaha autoInstallment 9 of 48 −1,150.00AED
08 Aug Vanguard ISADividend, VWRL +86.20GBP
Net this week, in GBP≈ converted at today's rates ≈ −462.71GBP

Contact

Write to us.

For anything about Apheresa or IPFA, email info@apheresa.org.